For over 25 years, Miller United has been a trusted advisor to the building materials industry in California. We know the hands-on risks, complex insurance requirements, and fast-paced deadlines you face. Whether you’re a lumberyard or a quarry, from jobsite accidents and defect claims to strict contract and bonding demands, we’ve seen it all and know how to keep your business protected and competitive.
Specialists in Building Materials Insurance
Coverage Built for Your Industry’s Real Risks
General Liability:
Third-party injuries, property damage, and completed operations... crucial in California where defect lawsuits and client contracts demand robust protection. We ensure you have the right Additional Insured endorsements and completed ops coverage for up to 10 years.
Workers’ Compensation:
For all employees protection, from drivers to sales. We help you manage mod scores, improve safety, and lower costs.
Special Programs for Building Material Suppliers:
Product liability for your goods, inland marine for inventory in transit, property insurance for warehouses—plus proof of insurance for your contractor clients. We know the ins and outs of both manufacturing and supply chain risks.
Inland Marine (Tools & Equipment):
Covers heavy equipment and tools wherever the job takes you, reducing the financial sting of theft or damage.
Commercial Auto & Fleet:
Insures your trucks, vans, and delivery vehicles. Plus, any on-road liability for moving materials.
Surety Bonds:
From the $25,000 contractor license bond to bid, performance, and payment bonds for public and private jobs. We help you stay compliant and competitive.
Excess Liability:
Larger jobs often require umbrella/excess limits up to $5M or $10M. We arrange coverage that keeps you qualified for major contracts.
Get Your Coverage Secured Today
Miller United offers exclusive programs for your industry.
Go Beyond Policies | Proactive Safety & Compliance Support
Miller United offers:
OSHA compliance support (fall protection, silica, etc.)
Jobsite safety audits and training
WRAP/OCIP consultation for complex projects if you're contracting
Formal safety program development (to earn carrier credits and lower comp premiums)
Contract review for insurance requirements
We help you prevent injuries, lower claims, and earn better rates year after year.
California Experience Multi-State Reach
We understand Cal/OSHA standards, local city/county bond requirements, and regional challenges. Licensed in all 50 states, we keep you covered whether you work in Pasadena, across California, or in neighboring states.
Build With Confidence, Get an Insurance Review
Talk to a Miller United construction insurance specialist today. We’ll review your policies, help you meet contract and bonding requirements, and find the best ways to control your costs, so you can focus on building, not paperwork.
